Whether you need a car for your lifestyle or a reliable vehicle for work, we’ve got you covered with a flexible loan that’s tailored to you.

Personal Car Loans

Dreaming of being behind the wheel of your new car? It can be yours in a few easy steps. Our personal car loans are flexible, transparent and tailored to you with our Customised Rate. Check out the benefits:

  • Lock in a fixed rate loan, so there’s never any surprises in your monthly payments
  • Choose loan terms ranging from 1 – 7 years
  • Decide your instalment frequency and how you want to pay. We love a bit of flexibility!
  • You can opt for a balloon payment, which means you pay less every month but you will have a larger payment at the end of your loan
  • Include a deposit to reduce your payment amount
  • Convenience of managing your loan online

Business Car Loans

Need a new or used car for your business? Our flexible business car loans, sometimes known as a chattel mortgage, are perfect for your small business, partnership or for you sole traders. Here’s why:

  • Keep your car as an asset of your business while you’re paying it off
  • Lock in a fixed interest rate so you always know the amount of your monthly loan repayments
  • Choose any loan term from 1 to 7 years
  • You could claim tax deductions on interest and depreciation of your car
  • You could protect your cash flow with balloon payments, where you pay smaller amounts at the beginning and a lump sum at the end

What makes us different?

Whether you’re after a car for your business or personal use, we finance many makes and models through an extensive network of dealerships which offer Power Alliance Finance. If you like the sound of a car loan with a Customised Rate and terms that suit your needs then look no further – that’s our speciality!



Like choice? Who doesn’t! We offer car finance for many makes and models through an extensive network of dealerships. Plus, you can decide your loan term, a weekly or monthly repayment schedule and what deposit, if any, you want to put down.



Loans that fit like a glove. Using our sophisticated algorithm along with your credit score and a range of other relevant factors determined by us, we customise your interest rate to you. We then lock it in so you always know what your repayments will be.



You’ll be surprised at how straightforward it is to get a loan with us. Simply go into your preferred dealer which offers Power Alliance Finance. And it doesn’t stop there. Once you are a customer you can access your loan information any time, from anywhere via our online customer portal.

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This information provided by Power Alliance Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.