We customise your interest rate using a sophisticated algorithm, along with your credit score and other relevant factors determined by us, such as loan type and property ownership. We then lock this rate in for the duration of your loan so you always know what your loan repayments will be.
You can shape your loan to suit your financial needs. Choose to add a balloon payment, which means you pay less at the beginning and more at the end of your loan. Choose a loan term ranging from 1-7 years. And if you want to reduce your repayments we're also open to different deposit amounts.
We make sure to provide personal car finance that is convenient and hassle-free. Once you are a customer you can access your loan information at any time, from anywhere via our online customer portal. Visit one of our preferred dealers to discuss your needs and they'll have you sorted in no time!
Features + Benefits
Personal Car Loans
Dreaming of being behind the wheel of your new car? It can be yours in a few easy steps. Our personal car loans are flexible, transparent and tailored to you with our Customised Rate. Check out the benefits:
- Lock in a fixed rate loan, so there’s never any surprises in your monthly payments
- Choose loan terms ranging from 1 – 7 years
- Decide your instalment frequency and how you want to pay. We love a bit of flexibility!
- You can opt for a balloon payment, which means you pay less every month but you will have a larger payment at the end of your loan
- Include a deposit to reduce your payment amount
- Convenience of managing your loan online www.pafonline.com.au