Our flexible business car loans are a great option for small businesses or sole traders.

Fixed interest rate

Your interest rate is fixed for the duration of your car loan, so there’s never any surprises in your repayments.

Choice of car loan terms

From one to seven years.

New, demonstrator or used vehicle (up to 16 years old)

Your vehicle can be any make or model from your preferred Power Alliance Finance dealer, so you can choose the car that’s right for you and your business.

Balloon payment option

You choose a balloon payment for lower monthly repayments^ with a lump sum at the end of your car loan.

Tax benefits

GST-registered business? You may be able to claim tax deductions on interest and depreciation of your car loan.

A customer self service online portal

A handy online portal for you to access information and manage your car loan.

How to apply?

Choose your car from a participating Power Alliance Finance dealer

Visit your chosen Power Alliance Finance dealer and pick the car you want from their range of makes and models.

    Choose the loan option suited to you

    Choose between a personal or business car loan. You can select your repayment frequency, the term of your loan, your deposit amount, or a balloon payment.

    Start your application

    Talk to your Power Alliance Finance dealer and get the application process underway!

    What documents do I need to apply?

    This simple checklist tells you what documents to bring to the dealership.

    Loan application checklist

    Frequently asked questions

    We’ve created a checklist for you before you head into the dealership.

    If you are an individual, partnership or company who uses your vehicle predominately (more than 50%) for business purposes, you may be eligible for a commercial loan.

    Any make or model, new or used, can be financed with Power Alliance Finance. Please speak to your nearest Power Alliance Finance Dealer for full vehicle eligibility details.

    Power Alliance Finance cannot provide business or taxation advice. We recommend that you seek independent financial advice.

    Power Alliance Finance offers loans ranging from 12 to 84 months in length, subject to Power Alliance Finance policy and approval, with a variety of flexible payment options. While all loans run on a monthly billing cycle, we offer the flexibility of weekly, fortnightly or monthly payments.

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    Disclaimer

    This information provided by Power Alliance Finance, a division of Australian Alliance Automotive Finance Pty Limited ABN 63 002 407 703, Australian Credit Licence 513747 is of a general nature and for information only. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation and financial advisors, who can advise you about your personal circumstances.

    ^Lower monthly repayments compared to a similar term with equivalent balloon final payment. Total interest charges will be higher if a balloon final payment is selected.